Welcome to Innovative Mortgage Services

Innovative Mortgage requires all loans be processed by an Independent, Company Approved, Contract Processor.  We require that the Contract Processor audit each file for Quality Control concurrently with processing the loan.  Quality Control is also completed by Innovative's internal Loss Prevention Department on each closed and funded loan prior to compensating our Originators.  Random top to bottom file audits are also completed by our Loss Prevention Department reverifying income, assets, employment, and other data.  Innovative Mortgage Services, Inc. maintains a firm "ZERO Tolerance Fraud Policy" and does not compensate Originators on fraudulant loans.  Originators suspected of fraud will be immediately terminated.  Additionally, Innovative will also prosecute ALL perpertrators of fraud to the fullest extent of the law.